Alerts Button
E-Alerts
Podcasts Button
Podcasts
Movies
Movies
Youtube Button
Youtube
Traffic Button
Traffic
ListenLive Button
ListenLive

Tuesday

Sunny
Sunny
High: 88 °F
Low: 56 °F

Wednesday

Breezy
Breezy
High: 86 °F
Low: 63 °F

Thursday

Breezy
Breezy
High: 92 °F
Low: 68 °F

Arif Halaby

    Does It Make Sense For You To Roll Over Your 401K?

    By Arif Halaby

    Have you left a company where you had a retirement plan, let's say a 401k, and are wondering what your options are after you have left that job?

    You may be asking yourself if you should you leave it, cash it out, roll it over to your own Individual Retirement Account, or maybe even put it into your "new" 401k plan? These are great questions to ask, but what's most important is making the best choice for you.

    Uncommon Tips For Safe Travel Before And After Your Retirement, Part 2

    Just as promised I have some more travel tips for you as we all get ready to take our last vacations before the summer is over. Follow these couple of tips and you are guaranteed to save yourself a little money and have a lot of fun.

    First off, be careful when renting a car be aware of the fees associated with excess mileage and any possible vehicle damage.  For example, watch out for "pitted" windshield.  Rental car companies use this "new windshield " as a possible source of revenue.

    Uncommon Tips For Safe Travel Before And After Your Retirement

    By Arif Halaby

    I love to travel. In fact, since my father worked for the airlines, I was able to travel all over the world. I have been to more than 30 countries on 5 continents and I have a few travel tips you might not find anywhere else that will hopefully make traveling a little easier.

    Credit Card Fraud Protection With The Credit Gal And Total Financial Solutions

    Credit card fraud takes place in a variety of ways and has become more of an issue over the past few years. However, there are ways to protect you and your credit score.

    Arif Halaby, President of Total Financial Solutions, Inc. and Darbe Nokes, the Credit Gal have teamed up to share advice that can help you prevent credit card scams and protect you from incurring debt in retirement.

    Mission Community Police Council To Host 5th Annual Race For Youth

    The Mission Community Police Council is gearing up for the Race for Youth, a fundraiser for the Mission Community Police Station. Arif Halaby, of Total Financial Solutions, served with the LAPD for nearly 11 years and is now on the board of the council.

    Santa Clarita Boy Scouts Name 3 Couples For Leaders Of Character Award

    Arif and Pam Halaby, Scott and Vanessa Wilk and Mike and Mary Delorenzo will be honored in October, during the ninth annual Leaders of Character Recognition Dinner, put on by the Boy Scouts Bill Hart District in Santa Clarita.

    More Than 80 Volunteers Still Needed To Read Names At The Vietnam Wall

    The Traveling Vietnam Memorial Wall is coming to the Santa Clarita Valley in less than a month, from Sept. 26 to 29, and there are still 80 to 100 volunteers needed to read the more than 58,000 names on the wall. Click through to sign up for your shift.

    The Credit Score System, Understanding The Game

    BY C. Crudele

    The best way to understanding the credit score system is to look at it like a game.  Like any game, know what your objective is (like getting the ball in the basket), the rules, and most importantly what are the penalties. Creditors created this game, with the objective to make more money. We play, hoping to stretch our income and maybe even save money.  But, creditors are at an advantage.

    Arif M. Halaby, President and CEO of Total Financial Solutions, Inc. says, “Creditors believe they can ‘guess’ our likelihood to pay by looking at our past payment habits.” This “likelihood” causes them to risk or not risk loaning us money.