Host: Arif Halaby
Guest: Mark Murphy
Hour #1- Retirement Plans
Hour #2- Leasing and renting
Total Financial Solutions Safer Money Hour , with host Arif Halaby , President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm  on Santa Clarita’s Hometown Station, KHTS AM-1220. 
Total Financial Solutions Safer Money Hour With Arif Halaby - 11/5/13
On the todays show Arif talks about your retirement and how to get the most out of your retirement plan. He also touches on not breaking any of the IRS regulations so you can get the most out of your retirement plan. He also touches on putting money into a ROF account and breaks down the differences between a ROF and an IRA. Arif also talks about how your age has a big part in putting in money or pulling out money without paying taxes, fees or penalties. Arif also gets into where all the social security money went.
On the second hour of today's show Arif and Mark talk about leasing a car and the differences between leasing and renting and what is a smarter decision. Arif makes a good point and explains why it depends on what you need and what fits you at that point in your life. Mark tells us how he has purchased a new, pre-owned and even leased a car in the past. And each car was for different situations in his life. Arif gets into what is the right decision for you.
Check out the KHTS podcast to listen to the whole show!
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Total Financial Safer Money Hour - November 5, 2013
Article: Total Financial Safer Money Hour - November 5, 2013 
Source: Santa Clarita Podcasts
Author: Kyle Jellings