Host: Arif Halaby
Co-Hosts: Mark Murphy and Jeff Girard
Hour #1- Life insurance
Hour #2- Insurance as wealth preservation
Total Financial Solutions Safer Money Hour , with host Arif Halaby , President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm  on Santa Clarita’s Hometown Station, KHTS AM-1220. 
Total Financial Solutions Safer Money Hour - March 26, 2013
On Total Financial Solutions Safer Money Hour Arif Halaby and his hosts and guests always talk about your families finance, managing your debt, and planning for your retirement.
For the first hour of the show Arif Halaby and Mark Murphy talked about life insurance. No one plans on dying so this is something that everyone needs to consider.
However, they talked about something a little bit different when it comes to life insurance. If you know somebody that has passed away recently or even in the last few years there are sometimes life insurance policies that exist.
Think of it this way, a parent or grandparent was a member of an organization like kiwanis club or a rotary club or maybe even a credit union. They could actually have a life insurance policy that exists and i t could just be sitting there doing nothing.
It could be $500 or $1000 but it could also something that they paid for for years and now it is paid up and it is as big as it is going to get. Those policies exist.
After the person passes away, just because you did not claim them, it does not mean that they go to somebody else. It is not a finders keepers, losers weepers type of system.
Don’t lose out on any of these helpful tips listen to the whole podcasts now!
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