Co-host: Jeff Girard
Topic Hour 1- What to do when you inherit an IRA…
Topic Hour 2- Self-defense insurance for gun owners…
Total Financial Safer Money Hour – February 5, 2013
Host: Arif Halaby - Total Financial Solutions 
According to Wikipedia:
An Individual Retirement Account is a form of retirement plan, provided by many financial institutions, that provides tax advantages for retirement savings in the United States as described in IRS Publication 590, Individual Retirement Arrangement (IRAs).The term IRA encompasses an individual retirement account; a trust or custodial account set up for the exclusive benefit of taxpayers or their beneficiaries; and an individual retirement annuity, by which the taxpayers purchase an annuity contract or an endowment contract from a life insurance company
What they do at Total Financial Solutions:
We Do What's Right, Not What's Popular
Most financial advisors make handling your money seem so complicated. We believe that making the right decisions with your money comes down to one simple question:
"Do you want your principal protected or do you want your principal at risk?"
We believe that as you grow older you should have less of your investable money at risk and more of your investable money in a place where the principal is protected. We believe that keeping your principal protected in these volatile times is important. In the past years we have seen the stock market go down dramatically and many people have lost half or all their life savings. Did that happen to you? Remember how it felt to lose so much money practically over night? We at the Total Financial Solutions, Inc. feel this is unacceptable. If you protect your principal from risk, you will never have that terrible feeling again.
Airing Tuesday's from Noon to 2 p.m. Total Financial Solutions Safer Money Hour  with host Arif Halaby . Total Financial Solutions Safer Money Hour wants to help you save money, get out of debt, and plan for retirement.
Get all the information you need about Total Financial Solutions Safer Money Hour  here.
Arif M. Halaby , Founder of Total Financial Solutions
22700 Lyons Ave. Suite C
Newhall, CA 91321
You can learn more about Arif Halaby and Total Financial Solutions
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