Total Financial Solutions Safer Money Hour - February 12, 2013
Co-Host: Jeff Girard and Mark Murphy
Hour #1- Fred Arnold of American Family Funding on Mortgage and Real Estate Solutions
Hour #2- How and When To Take Money Out of Your Retirement Account
Arif, Jeff, and Mark speak with their special guest Fred Arnold. Fred is a leader, someone in the community you can learn so much from, and someone you can certainly respect. Fred’s company, American Family Funding, funds home loans for those looking to refinance and restructure their finances and really pursue the “American Dream.” Real Estate becomes essential in life and proper decision making comes into play. What are your long term and short term financial goals? You need to focus on your short term goals to really structure and evaluate your long term goals. It’s important you evaluate your present decisions, because the decisions you make today, are you going to affect your long term success in the future. You have to have a team that works flawlessly, knows how to work with any individual circumstance, and just know how to handle situations in this area of expertise. If you don’t have the right team, a team that can adjust to your needs, then you’re not going to reach the success that you need to reach when it comes to retirement.
How do we keep you from debt and help you envision your retirement? Take notes and learn about the philosophies of the show. Everyone knows about the financial game, but not everyone knows the rules. You need to learn how to make wise financial choices, rather than just knowing how to spend money. We talk about points, interest rates, origination costs, non-recurring closing costs, recurring closing costs, and lender credit. Taxes, interest, and insurance are all different types of recurring closing costs, as opposed to non-recurring closing costs that rarely happen. The relationship and value is so much more important than price itself. You need to have the right composite and group of people that can work with you, in order to gain the best success. What is your strategy? Individuals want the lowest payment, because they are on a fixed income. I’ve also seen people that have been trying to pay off their retirement, even though they may or may not, because psychologically it helps them out. The process of your future and your goals can easily change.
Airing Tuesday's from Noon to 2 p.m. Total Financial Solutions Safer Money Hour with host Arif Halaby. Total Financial Solutions Safer Money Hour wants to help you save money, get out of debt, and plan for retirement.
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